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Articles by Liz Roberts

• How to Apply for An Instant Approval Credit Card
  If you have bad credit but you need a credit card right away, then you must look for a guaranteed approval credit card. Here's a tip on how to apply for a guaranteed approval credit card.
  Published 08Nov2009, viewed 100 times

• Can A Prepaid Credit Card Rebuild Your Bad Credit?
  People who suffer from a history of bad credit often have a difficult time finding a credit card with the best deal. Usually, the lowest interest rates, the rewards, and the privileges are reserved only for customers with good to excellent credit rating.
  Published 05Nov2009, viewed 78 times

• Advantages and Disadvantages of Prepaid Credit Cards
  Today, credit cards can be considered as a necessity rather than a luxury. Many hotels, airlines and car rental companies offer online reservations which uses the credit card payment system. Truly, credit cards provide great convenience and practicality not only in purchasing things but in paying bills as well.
  Published 06Nov2009, viewed 149 times

• Smart Guide in Comparing Business Credit Card Deals
  At first glance, trying to find the perfect business credit card deal may seem complicated. How do you start with your search? How can you compare different business credit cards effectively? Let this article be your smart guide in comparing and finding the right business credit card for you.
  Published 22Oct2009, viewed 443 times

• How to Get Approved for a Business Credit Card
  If you are a business owner who wants to build credit history for your business, one way to do so is to get a business credit card. The good news is, getting a business credit card doesn't need to be complicated. Here are some tips on how you can get approved for a business credit card easily.
  Published 12Oct2009, viewed 118 times

• Instant Business Credit Cards - Approval In an Instant
  The business industry continues to flourish as more and more small businesses and homebased businesses are opened each year. With the advancement of technology, many people now have the chance to start their own small business or homebased business even with limited capital.
  Published 09Oct2009, viewed 128 times

• Tips on Getting the Best Bad Credit Loan
  Many people with a history of bad credit often have to apply for sub-prime loans. Because they are seen as high-risk borrowers, loans offered to bad credit borrowers often have higher interest rates and fees. If you're one of them, what can you do? Can you still get approved for a reasonable loan despite having a history of bad credit?
  Published 02Oct2009, viewed 475 times

• The Right Time to Use a Debt Consolidation Loan
  For many people, consolidating debts with a loan is the easiest and most preferred way to solve a debt problem. By borrowing a sufficient loan amount, all existing debts can be paid off at once, debts would instantly stop from building-up, and the borrower can be set free from all pressures and embarrassment of facing up to debt collection.
  Published 29Sep2009, viewed 98 times

• Steps on Getting Your Bad Credit Car Loan Approved
  Getting approved for a car loan can be a challenge if you have bad credit history. Many lending companies offer loans exclusively for customers with good or excellent credit standing. However, this doesn't mean you can never get a car loan if you have bad credit.
  Published 24Sep2009, viewed 63 times

• Your Personal Liability with Your Business Credit Card
  For a business that has just been started, the business owner's credit history is often the one used to determine credit approval. Thus, if you are applying for a business loan or a business credit card, it's best to check on your credit report first before submitting your application.
  Published 18Sep2009, viewed 91 times

• The Best Options of Debt Consolidation
  Acquiring debt consolidation is a serious decision and one that must be taken with care. If you find yourself stuck in the middle of bad debt, perhaps you may consider applying for a consolidation loan to pay off all your creditors. In this article, let's discuss the advantages as well as the possible risks of taking this step to get out of debt.
  Published 20Aug2009, viewed 257 times

• In Search of a Bad Credit Car Loan
  If you're in the middle of rebuilding a bad credit history, you may need to obtain a car loan at some point. Since financing a car purchase on your own isn't possible, applying for a loan is your only option. The good news is, many lending companies also offer bad credit car loans and if you're diligent with your search, surely you can find the most reasonable deal.
  Published 17Aug2009, viewed 94 times

• Bad Credit Car Loan Prerequisites
  Having a car is a necessity for most of us. This is why a lot of lending companies offer vehicle loans for everyone. However, for people with a history of bad credit, getting approved for standard loans can become a problem. The great news is that there are lenders who are willing to extend different loans for people with bad credit.
  Published 13Aug2009, viewed 75 times

• Things You Must Know in Obtaining Bad Credit Home Loans
  If you already have prospective home that you want to buy but not able to obtain a mortgage loan because of your bad credit, you should definitely read on.
  Published 18Aug2009, viewed 74 times

• Saving Money on Bad Credit Home Loans
  whatever your reason in applying for home loans, there are steps you can take to save money on your home loan.
  Published 17Aug2009, viewed 199 times

• Rules to Follow When Buying a Used Car
  Because times are tough, spending money can be a difficult challenge. In order to save budget, most people prefer to buy second hand things instead of brand new products to maximize their allowance. Indeed, purchasing used or second hand things can save you a great deal of money which you can still use for other expenses. However, just because it's used doesn't mean it has to be of poor quality.
  Published 06Aug2009, viewed 118 times

• How To Get The Best Secured Credit Card for Bad Credit
  Secured credit cards are wonderful option for people who can't qualify for a standard credit card because of the status of their credit. The best credit cards especially those that come with rewards usually require good to excellent credit. If your credit score fails the criteria, owning a secured card can be your tool in improving your credit.
  Published 30Jul2009, viewed 71 times

• Information You Should know About Bad Credit and Business Loans
  When setting up a business, one major concern is where to get sufficient financing. Do you have enough savings to fund the business on your own? Or would you like to get assistance from another resource? In most cases, new entrepreneurs prefer to fund their business with the help of a lender or an investor. But what if you had bad credit?
  Published 23Jul2009, viewed 151 times

• Getting A Business Loan with bad credit
  Are you thinking about applying for a business loan but is hesitant because of your credit? If you're credit status hinders you starting a business, you'll be glad to know that there is help available.
  Published 14Jul2009, viewed 140 times

• Information You Should know About Bad Credit and Business Loans
  When setting up a business, one major concern is where to get sufficient financing. Do you have enough savings to fund the business on your own? Or would you like to get assistance from another resource? In most cases, new entrepreneurs prefer to fund their business with the help of a lender or an investor. But what if you had bad credit?
  Published 03Jul2009, viewed 83 times

• Applying for a Poor Credit Car Loan
  There are times that an individual who suffer from a bad credit history may find it very difficult to get approved for loans. For instance, what if you're badly in need of a car and you can't afford to wait longer? What if there's no time for you to work on raising your credit score first before applying for a car loan? Is it still possible for you to get approved for a car loan despite bad credit?
  Published 23Jul2009, viewed 91 times

• Is It Difficult to Acquire a Bad Credit Business Loan?
  Managing or starting your own business presents a number of financial challenges. Most businesses rely on commercial business loans to get the necessary assistance they need. But if you have bad credit, would it be too difficult for you to get a business loan? Can you find a lending company who will be willing to approve your application despite your poor credit history? Qualifying for a Bad Credit Small Business Loan
  Published 18Jun2009, viewed 79 times

• Credit Repair In Canada and What You Should Know
  Just as credit cards are widely-used in the United States, the plastic form of payment is also enjoying huge popularity in Canada. Although using credit cards for payments is convenient and easy, it also presents a negative threat - credit card debt and bad credit. Bad Credit History and Credit Card Debt
  Published 16Jun2009, viewed 153 times

• Second Chance Loans for Bad Credit
  The problem of having bad credit isn't just limited to few. Many people today have experienced bad credit at one point in their lives and many others are still struggling with debt problems. Perhaps you're one of those dealing with the same problem. What are your options in finding a solution to bad credit?
  Published 16Jun2009, viewed 162 times

• Tips On Getting a Low Interest Rate from a Bad Credit Car Loan
  When in need of a car loan, having a bad credit history can be a big hindrance. When you explore the market, you may find that most car loan lenders offer the best deals only for customers with good or excellent credit. Does this mean you can never find a low interest loan?
  Published 09Jun2009, viewed 136 times

• New Bankruptcy Processes
  Filing for bankruptcy is a provision given to people with debt problems for a chance to make a fresh start. Recently, a new bankruptcy process has been introduced which makes filing for bankruptcy more difficult than it was in the past years. This was done as a response to the number of people filing for bankruptcy.
  Published 01Jun2009, viewed 69 times

• Guaranteed Loan Approvals For Bad Credit
  For individuals who suffer from bad credit, guaranteed loan approval loans provide a short-term aid to meet their financial needs. The only factor that can disqualify one from getting a guaranteed loan approval is an on-going or recent bankruptcy. Nevertheless, if the problem is with regards to your low credit score, you can apply for a guaranteed loan as a way to redeem your damaged credit.
  Published 20May2009, viewed 72 times

• All About Debt Consolidation in Canada
  Everywhere in the world, many people experience debt crisis. If you're experiencing the same situation and you are a resident of Canada, it's good to know that there are companies offering debt consolidation services that you can turn to for help. This article talks about Canadian debt relief and how you can find the right service for you.
  Published 14May2009, viewed 66 times

• Consolidation Options For People With Poor Credit
  Struggling with bad debt can cause some people to panic and resort to wrong actions. Drastic decisions are often unwise and being in stress can make anyone vulnerable to tricks and scams. Therefore, when confronted with a problem such as bad debt, a person needs to step back and analyze the problem from afar.
  Published 28Apr2009, viewed 135 times

• Get A Credit Card With High Credit Limit Even With Bad Credit
  Is it possible to get a credit card with high credit limit even with bad credit? Most people do not think so. Credit cards for people with bad credit are often expected to have excessive interest rates with many restrictions and limited credit line. In this article, let's talk about how you can enjoy a reasonable credit line despite your low credit score. We'll also discuss how bad credit credit cards can be used in improving your credit report.
  Published 21Apr2009, viewed 273 times

• Learn How Bad Credit Credit Cards Can Help You Improve Your Credit
  Many consumers in and out of the United States are in need of bad credit credit cards. There are a number of different reasons why people get declined for standard credit cards or credit cards that require good credit. If you're one of those people who suffer from a history of poor credit, a bad credit credit card may just be the perfect tool for you.
  Published 11Apr2009, viewed 138 times

• Be Familiar With Bankruptcy, Know The Things Behind It
  A person who declares bankruptcy admits his incapacity to keep up with his payment obligations to his creditors. Once a person has been approved for bankruptcy, he will be discharged from the debts he owe his creditors. Many people who are confronted with bad debt consider bankruptcy as a solution to their problem. In some cases, filing for bankruptcy could be the only practical step to take but this isn't always the case.
  Published 07Apr2009, viewed 86 times

• Why Get a Prepaid Canadian Credit Card?
  Also known as secured credit cards, prepaid Canadian credit cards are especially created for residents of Canada. It is interesting to note that there is a difference between secured credit cards and prepaid cards. One major difference is that a prepaid credit cardholder is not given a credit line.
  Published 31Mar2009, viewed 86 times

• Guaranteed Loans to Rebuild Your Bad Credit
  Are you suffering from bad credit? Are you having trouble keeping up with your repayments? Is your credit history burdened by unpaid debts? Would you like to find a way to recover from debts and rebuild your bad credit? If you answered yes to all these questions, then you should consider applying for a guaranteed approval loan.
  Published 23Mar2009, viewed 87 times

• Things that Lead to Bad Credit
  Every consumer must think about maintaining a good credit history. But maintaining good credit may not always be so easy. In this article, let's discuss the factors that can lead you to bad credit and how you can avoid them:
  Published 16Mar2009, viewed 89 times

• The Issue of Hidden Credit Card Costs and You
  It cannot be denied that credit cards are a part of life. We use it in buying groceries, clothing, paying utilities, purchasing airline tickets, making hotel reservations, etc. But many consumers who own credit cards fall in the trap of bad debt. Why?
  Published 09Mar2009, viewed 118 times

• Bad Credit History - One Of The Basis in Hiring An Employee
  Not many people reason pay attention to their credit history. Others may say that they don't need to build credit since they have no plans of getting a loan or a mortgage anyway. But even if you don't need to apply for a loan today, you may need to do so in the future.
  Published 02Mar2009, viewed 137 times

• A Closer Look at Canadian Credit Cards
  There are also a variety of credit cards to choose from in Canada. And regardless of where you live- it's important to study your options first before making a choice. Whether you're a resident of US or Canada, bear in mind that choosing the right credit card is a serious decision.
  Published 18Feb2009, viewed 138 times

• Unsecured Credit Cards - How They Work
  All credit cards- regardless of their type (business, personal, rewards credit cards, etc) - can either be secured or unsecured. This article talks about unsecured credit cards and how you can get the most out of them.
  Published 12Feb2009, viewed 118 times

• How to Evade Identity Theft With Credit Freeze
  To be free from worries of identity theft, putting your report on credit freeze may just be the answer you're looking for. Just how do you a freeze credit report and will this move be enough in protecting your identity?
  Published 05Feb2009, viewed 97 times

• Pointers to Consider When Applying for a Non-Resident Bank Account in Canada
  A US citizen can apply for a resident bank account in Canada if he/she can show a legal work permit. However, if you are a non-Canadian resident, then you can apply for a non-resident bank account instead.
  Published 30Jan2009, viewed 309 times

• The Difference Between Canadian Prepaid Credit Cards and Canadian Secured Credit Cards
  Canadian Prepaid Credit Cards can be used much like a regular credit card in the sense that you don't need to bring cash to make a purchase.
  Published 27Jan2009, viewed 112 times

• Is Debt Consolidation a Good or a Bad Idea?
  For people in need of debt relief, debt consolidation is often the option considered. Debt consolidation is simply combining all your debts into a single loan so that instead of paying several creditors, you'll only be paying a single creditor. Is debt consolidation a good or a bad idea?
  Published 20Jan2009, viewed 98 times

• Steps On How To File For Personal Bankruptcy
  Personal bankruptcy is a very serious decision. One has to carefully weigh his options and the consequences of his decisions before taking this step. Bear in mind that a record of bankruptcy will stay on your personal credit report for at least seven years.
  Published 14Jan2009, viewed 108 times

• Steps In Renting An Apartment Despite Bad Credit
  The importance of having an excellent credit cannot be denied. Creditors are not the only ones who use them for approving applications. Employers and even landlords use credit reports in checking an individual's background.
  Published 09Jan2009, viewed 231 times

• How To Avoid Getting Scammed With Bad Credit Credit Cards
  People with bad credit are often confronted with the problem of choosing lenders and credit card companies. Since their only option is to apply for a bad credit credit card or a bad credit loan, credit card issuers and lenders may take advantage of their credit status.
  Published 09Jan2009, viewed 91 times

• What is a Bad Credit Debt Consolidation Loan?
  Many people around the world are confronted with bad credit debt. There are different factors which can lead to this situation. It can be because of past due credit card debts, unpaid mortgage loans, car loans or personal loans.
  Published 04Jan2009, viewed 214 times

• Tips In Finding The Best Bad Credit Car Loan
  When faced with bad credit, getting approved for a loan can be difficult. What if you're badly in need of a car loan? Can a bad credit car loan be the solution to your problem?
  Published 31Dec2008, viewed 72 times

• Shopping for Bad Credit Personal Loans Online
  Acquiring a bad credit personal loan is an option for people with less-than-perfect credit scores to get the financing aid they need without difficulty. Since a high credit rating is often a requirement sought by regular loan lenders, those with bad credit can still get the loan they need by getting a bad credit loan.
  Published 26Dec2008, viewed 209 times

• What Are Fast Personal Loans?
  The issue of credit affects everyone. Enjoying an outstanding credit score gives a person more options particularly when it comes to availing credit cards or seeking loans and insurers. On the other hand, for those with a problem on their credit history, they may have limited options when seeking financial assistance from creditors.
  Published 23Dec2008, viewed 132 times

• Guaranteed Loan Approvals- What Are They?
  When confronted with financial crisis, a guaranteed approval loan may just be the thing you need. Today, lenders offer guaranteed approval loans especially for people with bad credit. As a personal loan, it is designed to provide quick financial assistance for various purposes, regardless of the status of your credit score.
  Published 23Dec2008, viewed 85 times

• How To Get A Cosigner For A Bad Credit Car Loan
  Who would make an ideal cosigner? Of course, someone with a good or excellent credit history is the perfect person to cosign for you. Perhaps you may ask your parents or a relative to be a cosigner for your car loan. Remember, it is important that your cosigner is aware of his/her responsibilities in case of a problem.
  Published 17Dec2008, viewed 126 times

• Taking A Closer Look at Bad Credit Credit Cards
  Credit cards for bad credit are sometimes also called Guaranteed Approval credit cards. This is because issuers of these credit cards grant easy approval regardless of the individual's credit history. Whether you have bad credit or no credit, you can get approved with no hassle.
  Published 17Dec2008, viewed 84 times

• Bad Credit Loans and What You Should Know About Them
  Can a person with bad credit history still recover and rebuild his reputation? Is it possible to obtain new credit and open new accounts despite an unimpressive credit report? The answer is yes. If you have a problem with bad credit, this article may be able to help you.
  Published 17Dec2008, viewed 70 times

• In Search of the Best Low Interest Rate Credit Card
  Many people prefer to use their old credit cards even though there are credit cards with much lower interest available in the market. But with the competition among credit card companies increasing, each issuer is doing its best to attract more customers. For credit card holders, this can be a great thing.
  Published 17Dec2008, viewed 64 times

• How To Regain Your Financial Strength After Bankruptcy
  People who went through bankruptcy often failed to notice the signs that they're already heading for bankruptcy. Some people know that they have missed a couple of payments but still refused to take action right away. Usually, serious debt problems start from a few unpaid bills. Filing for bankruptcy could have been prevented if appropriate actions to correct the problem were taken immediately.
  Published 17Dec2008, viewed 85 times

• Secured Credit Cards help People get Back to Life
  Trying to improve one's credit report can be a challenge. Applying for new credit may prove to be difficult as many lenders prefer clients with good to excellent credit. However, thanks to bad credit credit cards and secured credit cards, getting approved for a new credit card even with a poor credit score is now made possible.
  Published 23Jul2008, viewed 231 times

• Things You Should Know About Your Credit Report
  What factors affect the status of your credit report? Your credit report is divided into four sections- the identity information, credit history, public records and inquiries. Checking the accuracy of the details in your ID information section is important. One minor error can cause serious problems or mistaken identity.
  Published 07Mar2008, viewed 250 times

• Credit Freeze, Fraud and You
  Once a consumer puts a freeze on his credit , no lender, insurer, employer or anyone else can make an inquiry or request on his credit report. The fact is, not even you, can look into your credit report unless you order the credit bureau to "unfreeze" or "thaw" your credit.
  Published 21Feb2008, viewed 199 times

• Frequently Asked Questions About Bad Credit Credit Cards
  Bad credit is a big, and growing problem in the US. In this article, we will be answering questions regarding bad credit. If you are currently having problems with your credit score, check out these questions and find out what you can do about improving your credit rating.
  Published 20Feb2008, viewed 161 times

• Say Goodbye to Debt on 2008
  A telephone survey conducted on December 6-9, 2007 by the Consumer Reports National Research Center revealed that only 65% of credit card holders intend to pay off their balances on the first month of 2008. The rest plan to carry over balances on their account on to the next two or three months. This could mean paying for additional interest rate unless your credit card has a 0% interest offer.
  Published 04Feb2008, viewed 169 times

• How To Safe Guard Yourself Against Financial Trouble
  If you suffer from bad credit, it is most likely that you've had or you still have unpaid debts in your account. When was the last time you checked your credit report? Are you 100% sure that your credit report is accurate and that there are no unauthorized charges in it?
  Published 31Jan2008, viewed 177 times

• Tips In Applying For Guaranteed Approval Credit Card
  When applying for guaranteed approval credit cards for bad credit, the application process is usually done online. As the name suggests, these type of credit cards give instant approval and are especially designed for people who are suffering from bad credit. Perhaps you've received offers for instant approval bad credit cards from your e-mail. For those with bad credit, it is easy to get enticed by these offers.
  Published 30Jan2008, viewed 233 times

• What's the Difference between Good Debt and Bad Debt?
  Not all debts are considered dreadful. Some debts can actually improve your credit score and your worthiness as a borrower. Let's discuss the differences between good debts and bad debts and hopefully, by the end of this article you'll be able to take an objective look at your financial state and act to manage your debts accordingly.
  Published 25Jan2008, viewed 237 times

• Bad Credit Debt Management
  The convenience of plastic money or credit cards is undeniable. People carry them wherever they go because they're a safer way to make purchases. These great financing tools however can create trouble when not used with caution.
  Published 21Jan2008, viewed 175 times

• Bad Credit? Centennial Gold Credit Card Maybe The Answer
  The Centennial Gold Credit Card is a popular sub prime credit card that caters to people with bad credit. It has a high approval rate and unlike many bad credit credit cards it has a fairly decent interest rate
  Published 19Jan2008, viewed 195 times

• Where Do Credit Cards Come From?
  The use of credit card was first used in the US in 1920 by some automobile owners who used cards to buy fuel. However, these cards were accepted only to the establishment who issued it. By 1938, a number of companies started to accept each other's card.
  Published 17Jan2008, viewed 166 times

• The Differences Between Secured Debt and Unsecured Debt
  When filing for bankruptcy, it is important to consider whether the debt you owe is a secured debt or an unsecured debt. The court's ruling will depend on what specific type of debt you owe to your creditors.
  Published 16Jan2008, viewed 207 times

• The 5 Different Kinds of Bankruptcy
  Paying for debts regardless of their nature is a mandatory obligation of every individual, as well as partnerships in business. In some cases, it might really be impossible or unreasonable to expect the borrower to be able to pay off under his present miserable condition.
  Published 29Sep2007, viewed 269 times

• Secured Credit Cards - Easy Way To Establish or Re-establish Credit
  Secured credit cards are designed to assist people who have never had credit or those who have bad credit, in order to enable them to establish a good credit rating.
  Published 28Sep2007, viewed 200 times

• Payday Loans - Scams or Simply Misunderstood
  What You Should Know About Payday Loans Payday loans are small cash advance loans. Usually the loan is secured by the borrower writing out a check that is dated for their next payday, as collateral. These types of loans can be very helpful in some situations, although extreme caution should be taken when deciding to borrow money this way.
  Published 27Sep2007, viewed 231 times

• Considering Divorce? Here Are Tips To Help You Protect Your Credit
  Filing for divorce is a very stressful situation. Often times after filing for divorce many people find that their credit suffers since they no longer have 2 incomes to pay bills. In this article you will find tips to help you maintain your good credit score.
  Published 26Jan2007, viewed 400 times

• Increase Your Credit Score By As Much As 18 Points In One Day
  Give your credit report a quick boost! Here are 5 tips to help you to quickly increase your credit score.
  Published 21Jan2007, viewed 698 times

• The Best Ideas For Paying Off Your Credit Card Debt
  Its time to make a resolution about taking control of your finances and sticking to it! Here are some quick tips you can use to take control of your debt and make this year the last year you need to worry about your credit or financial situation.
  Published 12Jan2007, viewed 741 times

• Qualifying For Your First Credit Card
  Applying for your first credit card is an important first step to your future financial security. Here are some tips to help you choose the right card.
  Published 27Dec2006, viewed 403 times

• Making Your Credit Report Work For You
  You can use your credit report as a helpful guide to improving your overall credit score. By using it as a guide you can build and improve your credit over time. You should pull your credit annually to make sure the information is correct, also with identity theft on the rise, you must do everything you can to protect your good name.
  Published 23Dec2006, viewed 412 times

• Things You Should Know When Applying for a Credit Card
  Applying for a credit card isn't as easy as it sounds. There are so many different cards on the market that you shld have a clear idea of what you need this card for, what your current credit rating is? What sort of limit do you need? What will the credit card be used for. When applying for a credit card remember its not all about the credit limit!
  Published 18Dec2006, viewed 427 times

• Managing Your Money During The Holidays
  The Christmas season tends to bring out the best in us. We want those we love to wake up christmas morning and find everything they could have wished for under the tree. In order for this to happen, many of us throw out our budgets and everything we ever knew about managing our money. In this article you will find some tips to help you keep your spending under control!
  Published 14Dec2006, viewed 381 times

• Secured Credit Cards - A Safe Way To Establish Credit
  As a loan consultant, when a client ask me the best way to rebuild their credit, I always recommend a secured credit card. The one small draw back is with a secured credit card you need a security deposit, but the long term benefits far outweigh that small hurdle.
  Published 07Dec2006, viewed 384 times

• Quick and Easy Budgets: How To Take Control Of Your Finances
  Do you know how much extra income you REALLY have to put towards paying off your debts? Here are a few quick and easy steps you can take today to set up a budget and REALLY take control of your financial future
  Published 25Nov2006, viewed 409 times

• Get Control Of Your Credit Card Debt
  Taking control of your credit card debt can feel overwhelming. If you take it one step at a time you can get thru this! This article shows you the simple steps you should take to start managing your credit card debt
  Published 18Nov2006, viewed 420 times

• To Co-sign or Not To Co-sign...That's A Question That Can Ruin Your Credit
  Co-signing for a friend or family member must be approached with caution. While on the one hand you are doing someone a favor that can change their lives. On the other hand it can change yours too....not always for the best. Here are a few things you should think about before co-signing for someone and a few steps you can take to protect yourself and your credit.
  Published 08Nov2006, viewed 364 times

• Getting That Car Loan.:A Warning - Make Sure You Have A Set Budget
  Before walking onto that car lot or showroom floor, you should make sure you have a very clear understanding of what you can afford. Creating a budget you can live with is essential, otherwise you can easily be swayed into purchaising a car that simply is out of your budget, or financing it for so long that you end up upside down.
  Published 26Oct2006, viewed 359 times

• Payday Loans - Scams or Simply Misunderstood
  Payday loans aka cash advance loans are not all bad. If used correctly they can really help you out of a tight spot. The probems occur when you extend the payment out too long. Payday loans do have a very high interest rate and can be detrimental to your financial health if you keep renewing them and never pay them off.
  Published 25Oct2006, viewed 381 times

• Credit Freeze: The Surefire Way To Stop Identity Thieves
  Identity theft is a growing problem in the US. A credit freeze is the ultimate way to stop from a thief from stealing your identity. By putting a freeze to your credit, no one, not even a lender can look at your credit without requesting that the freeze be lifted. That can only be done by paying a small fee to the credit bureaus and giving them the proper pin number.
  Published 23Oct2006, viewed 380 times

• No Credit? Here Are Easy Ways You Can Build Credit
  Having no credit is seen by some lenders as bad as having bad credit. Trying to build credit can be very frustrating here are ways you can build credit quickly and easily.
  Published 13Oct2006, viewed 656 times

• Identity Theft - When It Happens To You
  Identity theft is one of the fastest growing crimes in the country. Let me show you what to do if you realize someone has stolen your credit, and how to make sure it never happens again!
  Published 29Sep2006, viewed 266 times

• Do You Know The Difference Between A Hard Inquiry And A Soft One?
  Too many inquiries on your credit report can ruin your credit. When you apply for a loan, credit card or cell phone, they pull your credit. Some of these inquiries are considered "hard" inquires and some of them are "soft" inquires. Knowing the difference will help you protect your credit.
  Published 28Sep2006, viewed 279 times

• Improve Your Credit Score By Adding Positive Lines Of Credit To Your Credit Report
  Adding positive lines of credit will help you to improve and increase your overall credit score. Here are tips on understanding your credit report and how to increase your credit score.
  Published 08Sep2006, viewed 465 times

• The New Bankruptcy Law: Information You Need To Know Before You File
  Unsure if you should file bankruptcy? Here are the new guidelines and criteria you must meet in order qualify.
  Published 30Aug2006, viewed 326 times

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