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Articles by Richard Greenwood

• Advantages of Online Savings Accounts
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  Published 11Jun2009, viewed 76 times

• Creating Savings Goals
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  Published 04Jun2009, viewed 60 times

• Sharing Videos on Youtube
  Are you fascinated about creating your travel videos to submit them to YouTube and other video websites on the internet to share them with others? If the answer is yes, you might be unsure about how you could make your video. Find out how now.
  Published 03Jun2009, viewed 117 times

• Finding Cheap Airfares
  Finding cheap flights can be easy when you find out where the finest place to look for is. There are several nationwide websites that present low fares and concession tickets but ensure that you evaluate prices prior to making purchases.
  Published 03Jun2009, viewed 102 times

• Saving Money on Vacation
  Most individuals repeatedly discover that going to an entertaining and interesting location on a holiday is a much awaited event. The predicament is that it could be an expensive proposition. Not every person can have enough money to buy a flight ticket or afford an accommodation in a luxurious hotel.
  Published 03Jun2009, viewed 87 times

• Applying for a Savings Account Online
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  Published 10Jun2009, viewed 104 times

• Using Debit Cards to Avoid Debt
  With the world going into recession and too much debt being blamed for many problems you may be looking for ways to curb your debts.
  Published 11May2009, viewed 72 times

• Understanding Term Deposits: Be Money Smart
  If you are looking to save money and don't plan on needing quick access to your cash then you may be able to access high savings rates by locking your money into term deposit accounts which offer a fixed rate of interest for a fixed terms such as a number of months or even years.
  Published 08May2009, viewed 148 times

• Social Banking: The Peoples Banking
  Banks have existed for hundreds of years as large and powerful institutions. When we want money, the power is in the hands of the bank. Now in the age of social networks and P2P file sharing it seems banking is entering the age of social networking. In recent years the USA and Europe have seen a number of social lending websites set up to lend money person to person or to group in need and now savings accounts are integrating with Facebook.
  Published 08May2009, viewed 118 times

• Teaching Children to Save
  While schools teach your children many of lifes vital skills they often are lacking in financial education. As a parent it is important to teach your kids the real value of money and how to save for the things they really want.
  Published 08May2009, viewed 140 times

• Saving Money: Reaching Your Savings Goals
  Saving money can be difficult and requires some motivation. The easiest way to get this motivation is to set savings goals to help you pay for big ticket items that you really want. Find out how savings goals can help you get the things you want without resorting to debt.
  Published 07May2009, viewed 73 times

• Comparing Credit Cards Offers
  Credit card offers are everywhere but how do you know which one is best for you. Find out the key features to compare when applying for a credit card and how to figure out the type of card you are best suited to.
  Published 08Apr2009, viewed 69 times

• Advantages of Visa Debit
  With the credit crisis going from bad to worse now is the time many of us are looking for ways to stay out of debt. Going back to using cash only is one option but it is not very safe or practical. Another option is to use a Visa debit card with all the convenience of a credit card but without the risks of landing yourself in debt.
  Published 01Apr2009, viewed 147 times

• Frequent Flyer Credit Card Offers
  If your looking to clock up some free travel using frequent flyer schemes then you might think your going to need a job that includes some serious travel. There is an easier way to earn points and you don't even have to leave the ground to earn them. Frequent flyer credit cards allow you to earn points on your everyday spending and earn flights faster. Find out how.
  Published 31Mar2009, viewed 69 times

• Credit Card Application - Getting Approved
  Credit cards are part of everyday life and chances are you have applied for a few in your time. Before you apply for a credit card there are a few things that you need to bear in mind to boost your chances of getting approved and avoiding damage to your credit score. Find out more now.
  Published 02Mar2009, viewed 176 times

• Qantas Frequent Flyer Credit Cards
  If you live in Australia and make regular travel then the most popular frequent flyer scheme by far is the Qantas scheme. While flying has been the traditional way to earn points it's now possible to rack up most of your points on the ground and one of the best ways to do so is with a Qantas frequent flyer credit card.
  Published 27Feb2009, viewed 404 times

• Why Visa Debit Beats Eftpos
  Debit cards have long been part of any Australian's wallet but the local Eftpos system has failed to keep up with modern payment methods such as being able to use a card online, over the phone or while travelling overseas. The entrance of the Visa Debit card which offers more advanced features and acceptance is starting to shake the debit card market up. Find out more.
  Published 04Mar2009, viewed 179 times

• Baby on a Budget
  Having a baby is an exciting time but it can quickly get very expensive. As if it wasn't bad enough having all the costs you might also lose one of your incomes if your currently a two income household. In order to keep out of debt and financially stable you may need to make some changes. Find out how you can budget for a baby with these tips.
  Published 19Feb2009, viewed 103 times

• Amex Rewards
  While American Express may have been well overtaken in size by Visa and Mastercard they have remained known for their excellent rewards programs that offer rewards above and beyond those of other credit cards. Find out how to get the most from AMEX rewards.
  Published 24Feb2009, viewed 222 times

• Unsecured Debt Consolidation
  If your looking to consolidate your debts together and don't want to put your house on the line then a debt consolidation loan may be the answer. Find out the difference between secured and unsecured debt consolidation and what the advantages may be.
  Published 12Feb2009, viewed 152 times

• How to Be Moneywise
  It's a smart move to become Money Wise. School and college may teach you about maths, science or your specialized field but they often fail to teach you the financial skills you need to get ahead in life. It pays to read up and get some financial education. Here are some tips to get you started on the road to becoming money wise.
  Published 04Feb2009, viewed 162 times

• Saving Money Tips
  With the global credit crisis deepening in 2009 and tens of thousands of jobs being lost each month it is time to make some cut backs around your home and make sure you protect yourself against the crisis and curb your household spending to cut debts and boost savings for uncertain times ahead.
  Published 29Jan2009, viewed 146 times

• Using credit cards online
  Using credit cards online are part of everyday life now but you still have to take care to ensure your details do not get into the wrong hands. Use these simple tips as part of staying safe online and keeping your details secure.
  Published 04Feb2009, viewed 130 times

• Saving Money At Home
  With the economic turndown showing no sign of stopping it's important to keep on top of finances and keep your costs down. Without having too many impacts you can easily save thousands of dollars per year, find out how to get started with these easy money saving tips.
  Published 31Jan2009, viewed 121 times

• Ways To Save Faster
  The days of the buy now, pay later economy are no longer making sense. It's time to get out of debt and start saving for the big items you really want. Find out how to put your savings growth in the fast lane and get the things you really want soon.
  Published 23Jan2009, viewed 138 times

• Reward credit cards — Visa vs. American Express
  If you use your credit card on a regular basis for your spending and pay your bills off in full each month then chances are you may be suited to a rewards credit card that gives you something back. One of the decisions is whether to choose a Visa/Mastercard or AMEX backed card. There are ups and downs to both, find out more.
  Published 23Jan2009, viewed 625 times

• Slash Your Debts
  When debts get out of control it doesn't just hurt your bank balance, it can cause problems to your health, relationships and at work due to the stress. Don't try to ignore it, take the opportunity for a fresh start this year and get yourself debt free. Get some easy tips to get you started.
  Published 21Jan2009, viewed 115 times

• Avoiding debt with debit cards
  In the past couple of decades consumer debt has been an ever increasing issue. Recently things have got even worse with the ongoing global financial crisis. One of the easiest ways to get into debt has been through credit card use. One way to keep the convenience of a credit card but without the debt is with a debit card. Find out how to stay debt free with debit cards.
  Published 27Jan2009, viewed 215 times

• Comparing Credit Cards
  Do you feel like you are constantly being bombarded with credit card offers in the mail, online and in the press? How do you know which one to choose when they all claim to be the best? Find out how to quickly and easily compare cards and know which features you need to look out for.
  Published 07Jan2009, viewed 179 times

• Managing credit card debt
  Credit cards can be a great way to manage cashflow but they also offer an easy way to fall into debt. When you don't see the money leave you wallet or bank account it's easy to feel like a credit card offers easy access to get the things you want without having to save for them. The trouble is that this debt can soon catch up with you and can be very costly. Find out how credit card debt could impact you and how to avoid it.
  Published 03Jan2009, viewed 147 times

• Australian Credit Cards
  Australia's credit card market used to be dominated by just a few big players and resulted in high fees, high interest rates and poor rewards. Recent years has seen a huge rise in competition in the Aussie credit card market from both smaller local competitors and from overseas entrants such as Virgin, Citibank and HSBC.
  Published 31Dec2008, viewed 326 times

• Supermarket Credit Cards
  Supermarkets have caught onto the fact that a good percentage of our household spend happens with them. As well as food and cleaning products many supermarkets also offer us items such as clothing, electronics and fuel. As a result of this supermarkets around the world are increasingly looking to cash in on the way we spend money in the stores. One way of doing this is through store credit cards.
  Published 24Dec2008, viewed 289 times

• Are You Paying Too Much For Your Home Loan?
  The the sub-prime mortgage crisis leading to the current global finance crisis many people have ended up stuck with the wrong type of mortgage and are paying too much. The good news is that there as still good deals on mortgages to be had and you could save thousands by refinancing your home loan.
  Published 23Dec2008, viewed 136 times

• Low Interest Credit Cards - Are They Right For You?
  Credit cards come with many different offers. One of the fastest growing type of credit cards are low interest credit cards which offer low ongoing interest rates compared to most credit cards on the market. They sound good but are they the right choice for you? Find out here.
  Published 17Dec2008, viewed 108 times

• Credit Card Comparison
  We are always being bombarded by credit card offers through direct mail, TV and press advertising. So how do you know which card is really best for you when they all claim to be good. They can't all be right can they? The fact is that the right card for you is going to come down to how you use your card. Find out what you need to look out for and compare when applying for your next credit card.
  Published 22Nov2008, viewed 106 times

• Gold Credit Cards
  If your wanting more from your credit card than just a way to spend money and you earn a good income then a Gold card may offer you some extra bonuses such as insurance or priority service.
  Published 22Nov2008, viewed 106 times

• Future of Credit Cards
  We are used to credit cards at the rectangle card that fits in our wallet but the credit card is evolving. Find out what lies ahead for credit cards in the near future with the latest credit card technology already being tested to allow touchless transactions and put credit card features into devices such as mobile phones.
  Published 03Nov2008, viewed 138 times

• Comparing Credit Card Offers
  Credit card offers can be confusing when every card issuers seems to claim their card is best. The truth is that there is no one best credit card on the market, the right card for you will in fact depend on the way you will use the card. To find the best credit card offer you should find our what type of user you are and understand the key features to compare.
  Published 03Nov2008, viewed 103 times

• Max Your Credit Card Rewards
  Credit cards can be your best friend or your worst enemy. If you have your credit card spending under control and pay your card bills in full each month then a reward credit card could be your new best friend. Without needing to change you spending habits you can earn cashback, flights, travel and shopping vouchers. Find out how to mazimize your rewards.
  Published 20Oct2008, viewed 225 times

• Credit Card Rewards: Get The Most Back
  Rewards credit cards are becoming ever more popular for consumers who want to get something back out of their credit cards. find out if your suited to a rewards credit card and how to get the maximum benefit from one.
  Published 17Oct2008, viewed 204 times

• Saving Money Fast
  With the credit card biting hard it's important that you make your money go as far as possible. Find out some simple tips to save money and leave more money to live without debt or finance worries.
  Published 11Oct2008, viewed 189 times

• Understanding Debt Consolidation Loans
  It can be all too easy to end up in debt and especially during the current times of financial uncertainty you may find yourself unable to make repayments. Consolidating your debt can make your debts easier to manage and lower your interest charges meaning you become debt free faster.
  Published 07Oct2008, viewed 166 times

• Understanding Credit Card Offers
  Credit card offers are everywhere and all claim to out do each other. How do you cut through the marketing talk and understand the key features you need to compare to make an informed decision. Find out with this informative article on credit card comparison.
  Published 07Oct2008, viewed 170 times

• How to Boost Your Credit Score
  As the global credit crisis continues it is becoming harder than ever to secure loans and finance. To get a a good rate your going to need to keep your credit score as high as possible. Find out how to keep yours clean and boost your score now.
  Published 01Oct2008, viewed 143 times

• Benefits of Credit Card Insurance
  Credit cards are a great way to make purchases and make the best use of our cashflow. However, if you rack up credit card debt and then find yourself unable to repay the debts due to unforeseen circumstances such as losing your job or illness you could find yourself in financial trouble. One option is to take out credit card insurance that will help cover your repayments in the event of unforeseen circumstances.
  Published 30Sep2008, viewed 167 times

• How The Credit Crunch Impacts You
  The current global economic downturn and credit crunch is sending shockwaves through the business world but what impact does it have on consumers? The impacts may be far more wide reaching that you might of thought.
  Published 20Sep2008, viewed 269 times

• Why Cash Is King
  In the current times of stock market volatility and governments bailing out major firms such as AIG cash is king again for short term investments. High interest savings rates can offer an attractive and low risk investment compared to shares in the current market. Find out how you could benefit.
  Published 19Sep2008, viewed 241 times

• Saving For An Automobile
  Buying a new car can be expensive. As much as it's tempting to take a short term view and buy a new car through finance you could be saving many thousands of dollars for each automobile you purchase by using a high interest savings account with a good savings rate to fund the purchase instead of financing the car with debt.
  Published 18Sep2008, viewed 206 times

• Managing Your Credit Card Spending
  If you open your wallet right now the chances are you'll be looking at a number of credit cards that you own. They can be great for managing your money the right way but so often things can get out of control and it feels like your credit cards are controlling you. Find out how to keep in control of your credit card spending and avoid the debt trap.
  Published 05Sep2008, viewed 238 times

• Importance of a Good Credit Score
  It's obvious that having a good credit score versus a bad credit score may impact you when applying for your loan but do you know the full extent of the damage a bad credit score can cause. Find out the impacts and how to solve credit score problems.
  Published 31Aug2008, viewed 282 times

• Avoiding Interest On Credit Cards
  Credit cards can be a great way to manage your money if you use them the right way but most of us know just how easy it is to fall into the trap of debt and paying interest. Interest on credit cards can be high so how do you avoid paying interest on credit cards? Find out now.
  Published 28Aug2008, viewed 270 times

• Saving Money Faster
  High interest savings account offer a safe and reliable way to get a return from your money over time. While they may not offer the potential of such high returns as other options such as shares or managed funds they come without the risks those options have. Find out how to boost your savings faster than ever.
  Published 27Aug2008, viewed 260 times

• Living Without Debt
  Debt is the biggest cause of stress in the USA and most developed nations. As much as we may be lucky to access to lending it is now all too easy to get into debt. Find out how to manage your money to live debt free and have one less thing to worry about!
  Published 26Aug2008, viewed 282 times

• How to Shop Safely Online
  Shopping online is a quick and easy way to shop. You can shop 24/7 without leaving your home and access a bigger range than any mall and prices that are often hard to beat. However, shopping onlibe involves giving out your credit card details so how do you make sure your details don't end up in the wrong hands?
  Published 25Aug2008, viewed 158 times

• Saving For a Baby
  Having a baby and starting a family is an exciting time but it does mean a tough time for your finances. You may go from two incomes to one income and have another mouth to feed. find out how you can plan your finances for a baby and avoid going into debt.
  Published 22Aug2008, viewed 271 times

• Credit Card Security - Are You Safe?
  Credit card security has always been a concern, especially since the rise of online shopping over the past decade. Find out the measures in place that the best online stores use to keep your details safe and how to avoid letting your details fall into the wrong hands.
  Published 15Aug2008, viewed 261 times

• Credit Card Debt Consolidation - Slash Your Debts
  Credit cards getting out of control? It's all too easy to happen but can seem like an endless battle to get out of. Find the top 10 ways to slash your credit card debts fast.
  Published 06Aug2008, viewed 376 times

• Shares Vs. Managed Funds
  The stock market provides unlimited investment opportunities. But what is the best way to manage your investments - trading direct buying your own stocks and shares or investing into a managed fund which is looked after by a funds manager. This article looks at the pro's and con's of each.
  Published 24Jul2008, viewed 271 times

• Avoiding A Bad Credit Rating
  If you want access to lending in the form of a credit card, personal loan, auto finance or for a new home then a good credit rating is crucial. Not only will it provide easier access to funds but will also allow you to get the lowest rates if your seen as a low risk borrower. Find out how to protect your credit rating.
  Published 23Jul2008, viewed 288 times

• Credit crunch explained - What's caused the global credit crisis?
  The global credit crunch has been hitting world headlines for the past year but what exactly has been the cause of the crisis and how will it impact you as a consumer?
  Published 12Jul2008, viewed 548 times

• How to boost your credit rating?
  The global credit crunch is cutting the banks ability to lend money out. As a result it's more important than ever to boost your credit rating in order to get loan approvals. Find out how to get the credit score you need to secure the loans you want.
  Published 11Jul2008, viewed 240 times

• Debt Consolidation Tips
  It's easy to find yourself under a pile of debts from various credit cards and personal loans. Find out how a debt consolidation loan can help simplify your debts and get you out of debt fast.
  Published 10Jul2008, viewed 234 times

• Compare Savings Accounts - How to Make Your Money Go Further
  Having an interest earning savings account is an excellent way to manage your cashflow, afford major purchases debt free and have reserves for a rainy day. Find out how to make the most of your savings.
  Published 07Jul2008, viewed 297 times

• Choosing a Credit Card
  Confused by the constant bombardment of credit card offers all claiming to be the best offer? Find out how to choose a credit card that meets your needs and how there is no - one card fits all.
  Published 06Jul2008, viewed 266 times

• Cashback Credit Cards
  Cashback credit card article offer an easy to understand reward scheme without the need for complex points and redemptions. BEat the bank and find out how to get a card that pays you.
  Published 30Jun2008, viewed 259 times

• Instant Access Saving Accounts
  When deciding on a savings account you decide what is more important, easy access to your money or long term returns. While accounts like term deposits offer the best rates they might not be suitable if your likely to need your money at short notice. An instant access savings account offers instant access via linked accounts with the same bank or direct ATM access.
  Published 22Apr2008, viewed 226 times

• Earning AMEX Travel Rewards
  For many decades, American Express credit cards have served the needs of the travelling public with a host of travel offerings and services. There are now several Amex travel rewards programs which you can
  Published 18Apr2008, viewed 407 times

• Credit Card Cash Advances
  As well as making purchases, credit cards offer the added convenience of instant access to cash via ATM's worldwide. However, the convenience may come with a cost so find out what you need to know about cash advances.
  Published 17Apr2008, viewed 266 times

• Credit vs Debit? What's best for you?
  Credit Cards & Debit Cards - Both now have worldwide acceptance but what type of card is right for you?
  Published 15Apr2008, viewed 176 times

• High Interest Savings Accounts
  Recent rate rise have been bad news for home owners but the flipside is excellent high interest rates on savings accounts.
  Published 14Apr2008, viewed 363 times

• Low Interest Credit Cards
  While very convenient, credit cards have traditionally been an expensive way of financing purchases. With increased competition over the last few years a range of low interest credit cards has emerged offering highly competitive rates and resulting in much lower interest payments for those who do not pay their card balances in full each month.
  Published 17Mar2008, viewed 294 times

• Debt Consolidation Loans
  It's so easy to get into debt these days and it can cause a large amount of stress. Debt consolidation involves getting a loan in order to clear or pay off other outstanding debts or loans.
  Published 26Feb2008, viewed 379 times

• Qantas Frequent Flyer Program
  There are many frequent flyer credit cards in the market, usually associated with an airline offering frequent flyer programs to its loyal customers. Among such cards, you will find the better ones have partnership arrangements with the Qantas Frequent Flyer program.
  Published 25Feb2008, viewed 1175 times

• Term Deposits
  A term deposit involves depositing an amount of money with a financial institution and making an undertaking not to make a withdrawal for a specified period in time. In exchange for your commitment you are often rewarded with interest higher than those available in normal savings accounts.
  Published 19Feb2008, viewed 339 times

• Credit Card Debt - Top 10 Tips to Wipe it Out
  You might have taken on more than you could manage, in terms of credit cards. However, that doesn't mean you have to stay with these debts forever. With a little effort and practice you can eliminate credit card debt permanently. Here are some tips to help you sort out your debts.
  Published 16Jan2008, viewed 281 times

• High Interest Savings Accounts - Top 10 tips to grow your money faster
  You might think that savings accounts don't really help save much, even though their name suggests so. However, this is misleading. While they may not compare to other high yield options like mutual funds or stocks and shares, they can provide a safe, effective and risk free way of growing your money fast. Find out how to grow your money faster.
  Published 21Dec2007, viewed 308 times

• Credit Cards - How to compare online
  Today the credit card market has reached almost saturation point in Australia. However this hasn't stopped credit card providers from offering lucrative deals or promotional schemes, neither has it stopped the average Australian consumer from procuring more cards. If you are new to the market, here is a guide to help you compare credit cards and pick the best one for you.
  Published 20Dec2007, viewed 274 times

• St.George Credit Card Range
  St.George bank is the first largest in Australia and offers one of the most competitive range of credit cards on the market.
  Published 19Dec2007, viewed 279 times

• Visa Debit Cards
  With a visa debit card you can have direct access to the funds lying in the savings account in your bank. Thus instead of a regular credit card that operates on the buy now pay later principle a debit card of the Visa variety enables you to have the option of paying immediately.
  Published 18Dec2007, viewed 363 times

• Affiliate Marketing Success
  Since the advent of affiliate marketing many work at home opportunities have highlighted the earning potential on offer and suggested huge sums of money can be made. While this is theoretically true most people who have aimed to make a fortune with affiliate marketing will still be struggling to make a decent profit. So how can you avoid failure and get on track to affiliate success?
  Published 29Nov2007, viewed 223 times

• Working at Home - Can you really earn big money?
  If you are sick and tired of being sick and tired when it comes to your pay cheque that barely covers the bills, your 'in the red' bank statements, the increasing interest rates and the "more month than money left" situation you find yourself in each month, there is something you can do to change it.
  Published 28Nov2007, viewed 233 times

• Accelerating Your Investments with Margin Lending
  Margin lending means that you borrow some of the money that you are going to invest, this means that you will be able to take out larger investments which can add up to larger returns on your investment.
  Published 24Nov2007, viewed 257 times

• Online Share Trading ' Tips to Play the Market and Win
  How do you succeed at online share trading? The truth is that many of the principles that apply to playing the online share market and winning are very similar to those you use offline. You need to really know your market and be constantly learning, you also need to be patient, develop a good system and seeing the big picture.
  Published 23Nov2007, viewed 263 times

• Avoiding Credit Card Fees
  Credit cards are a common form of payment today, especially with the increase in online shopping, but how do you avoid some of the high charges associated with credit cards? Paying off all outstanding balances within one month may help, but this is often not possible, find out more.
  Published 10Sep2007, viewed 274 times

• The World's Most Exclusive Credit Cards
  If you thought getting a Gold Credit Card was exclusive, wait until to see the perks the rich and famous receive with their credit cards. These cards are invite only but read on to see what you could enjoy when you make your millions!
  Published 05Sep2007, viewed 1055 times

• Baby Budget Tips
  Planning for a family is both exciting and stressful. Bringing a baby into the world is a long term financial commitment and it can make life much more enjoyable when you get your finances in order first. Read these essential budgeting tips that every expecting parents should read.
  Published 20Jul2007, viewed 256 times

• Online Saving Accounts - Features to look for
  Over 80% of internet users are now enjoying the convenience of online banking. Online banking has also seen the emergence of online saving accounts which offer high interest and lower fees than traditional banks with larger overheads. Find out what to look out for when comparing online saving accounts.
  Published 19Jul2007, viewed 378 times

• Low Interest Credit Cards - Do they offer the best deal?
  Low interest credit cards offer interest rates up to 10% lower than some other credit cards. Is there a catch or do these cards offer the best deal? It all depends on how you use your credit card so find out if low interest credit cards are right for you.
  Published 18Jul2007, viewed 254 times

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