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  • What's the Difference Between Permanent and Whole Life Insurance?
    Whole life insurance is a type of permanent insurance, and both of these have terms lasting until the end of the insured's life, as opposed to term life insurance, which, as the name suggests, only covers the life of the insured for a specified term.

    Date of Article: 17Sep2008
    Category: Finance & Investment
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  • Divorce: Whole Life Insurance or Term Life Insurance?
    For many divorcing couples, a term life insurance policy offers several advantages over a whole life insurance policy, and allows divorcing couples sensitive to fulfilling their financial obligations to each other and their children some affordable and sensible options. When the time comes to divide assets between divorcing couples, careful attention should be given during negotiations to provide for a life insurance policy.
    Date of Article: 28Aug2008
    Category: Finance & Investment
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  • How to Find Affordable Term or Whole Life Insurance
    When it comes to understanding term or whole life insurance policies, there's good news and not so good news. The good news is that both term life insurance and universal or whole life insurance have become cheaper over the past decade. The bad news is that almost all of we mortals are going to need life insurance if we want to protect our loved ones after we die.
    Date of Article: 22Aug2008
    Category: Finance & Investment
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  • 6 Reasons to Buy Whole Life Insurance or Term Life Insurance
    Securing quality term or whole life insurance coverage is important, especially if there are people in your life whose financial stability depends on your income. Find out six reasons why you should purchase whole life insurance or term life insurance to protect your family and loved ones.
    Date of Article: 21Aug2008
    Category: Finance & Investment
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  • Tips for Saving Money on Permanent and Term Life Insurance
    Whether you're looking to buy permanent or term life insurance, or even over 50s life insurance, there are things you can do to save money. While life insurance may not be a subject that's fun to think about, nonetheless it's important to have sufficient coverage to protect your family. Consider the following tips to secure good coverage and lower the price you pay for insurance.
    Date of Article: 14Aug2008
    Category: Finance & Investment
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  • Cover Those Family Jewels With More Than Just Renter's Insurance
    If you are a homeowner or renter you probably have either homeowner's insurance or renter's insurance that covers most of your valuables. But, consider that a lot of insurance companies are dropping their customers at the slightest suggestion of a claim. Do you really have the coverage you need for your most valued possessions? Most policies cover the "cost" value of your valuables, not the actual replacement cost.
    Date of Article: 09Jul2008
    Category: Finance & Investment
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  • Do You Have Home Contents Insurance?
    Have you purchased adequate home contents insurance to protect your valuables against loss from fire, windstorm, lightning strike and theft? The way to be sure you've got sufficient home contents insurance is to make a detailed home inventory and keep it updated.
    Date of Article: 03Jul2008
    Category: Finance & Investment
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  • Theft? Earthquake? Flood? Insurance for Homeowners: What Does it Cover?
    If you're a new homeowner, understanding your homeowners insurance policy is really important, but sometimes trying to figure out all of the policy's components - or whether you need additional coverages such as flood insurance - can get confusing. Remember that a standard homeowner's insurance policy includes four essential types of coverage.
    Date of Article: 01Jul2008
    Category: Home & Family
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  • Cancellation or Non-renewal: It Pays to Know the Difference for Affordable Car Insurance
    You have auto insurance, but at some point down the road you may receive a notice that your auto insurance policy will become ineffective in X number of days (it varies from state to state). And, it's important to understand exactly why the policy is expiring because it means the difference between a mere inconvenience and payback for an event you can't seem to live down. Find out the difference between cancellation and non-renewal.
    Date of Article: 29May2008
    Category: Finance & Investment
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  • Affordable Auto Insurance: What's Everyone Else Paying?
    All drivers want affordable auto insurance, but the average price drivers pay for insurance yearly varies greatly from state to state because of factors such as the stability of the economy and the state's population size. Check out the following information to find out how much insured drivers in your state are paying compared to other states.
    Date of Article: 28May2008
    Category: Finance & Investment
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  • Divorce and Affordable Auto Insurance
    Deciding who gets which car may be an obvious decision in a divorce, but careful consideration of how to take possession of an affordable auto insurance policy may be a little more difficult. While auto insurance regulations and collision coverage requirements vary by state, there are enough similarities to offer this quick checklist to make sure that you're covered.
    Date of Article: 26May2008
    Category: Finance & Investment
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  • Affordable Auto Insurance With a Good Credit Rating
    Most people know they have a consumer credit score, but few realize there is a similar ranking used by auto and property insurance companies to rate a customer's potential liability and it is key to getting affordable auto insurance.
    Date of Article: 14May2008
    Category: Finance & Investment
    View(129) EasyPublish(65)

  • Save Money: Affordable Auto Insurance
    If you're shopping for affordable auto insurance and looking to save money, there are many variables to consider. The price of auto insurance varies depending on the car you drive, your driving record, and the insurance company you choose. This guide has information to help you choose the best auto insurance policy for your goals.
    Date of Article: 13May2008
    Category: Finance & Investment
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  • Changing Jobs: What About COBRA Health Insurance Benefits?
    If you work for a company that offers generous health insurance benefits, especially if your employer is not required to provide COBRA health insurance, it's apparent why you've delayed looking for a new job or ruled out working for yourself. Fear of parting with employer-sponsored health insurance is legitimate, given the steady decline in number of companies that offer it and the high cost of paying for coverage yourself.
    Date of Article: 04May2008
    Category: Home & Family
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  • Don't Overpay on Individual Medical Insurance Claims
    With ample opportunities for billing errors within today's complex health care claims and reimbursements systems, it's a wonder people carrying individual medical insurance don't spend more time carefully checking each Explanation of Benefit. Checking your EOB is the first line of defense against overpaying on a health insurance claim.
    Date of Article: 03May2008
    Category: Finance & Investment
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  • Avoiding Health Insurance Claims Denials on Group or Private Health Insurance, Part 2
    Unfortunately, paying for health care these days ' whether it's hospital care, group or private health insurance, or durable medical supplies - is a lot like buying a car: You gotta haggle. If you can research and take care of your out-of-pocket expenses prior to surgery, it's possible and wise to negotiate with the hospital and providers for a lower out-of-pocket rate.
    Date of Article: 02May2008
    Category: Finance & Investment
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  • Avoiding Health Insurance Claims Denials on Group or Private Health Insurance Policies, Part 1
    These days a patient must be vigilant about his own health care in terms of researching treatment, securing pre-authorizations, and knowing what to do if his group or private health insurance policy denies a claim. A denied claim feels like a knife in the back placed there by the very company that's supposed to be watching your back. Luckily, some claim denials can be easily avoided.
    Date of Article: 01May2008
    Category: Finance & Investment
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  • Can You Get Separate College Student Health Insurance for your Child?
    With the joy and excitement of sending a child off to college comes a new set of parental responsibilities that encompasses everything from financial aid to finding affordable housing. You also need to make sure adequate college student health insurance is in place for your college-bound children.
    Date of Article: 27Apr2008
    Category: Home & Family
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  • Buying Low Cost Health Insurance: Tips and Guidelines for Getting Your Money's Worth
    It's hard to find low cost health insurance, but the process is rewarding if done with some professional input. A good checklist and resources like US Insurance Online can help you streamline the process. Do your research and figure out the exact details of the type of policy you need, and you can save hundreds or thousands of dollars each year on health insurance premiums.
    Date of Article: 18Apr2008
    Category: Home & Family
    View(123) EasyPublish(63)

 

 
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