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- Online Credit Card Offers - Should You Apply Online?
If you want a new credit card, you don't have to send in an application through the postal system. Thanks to the Internet, you can now apply online for a credit card. Applying online will give you more options to choose from, and it's fast and easy. Here are just a few of the benefits you'll receive from applying for a credit card online.
Date of Article: 31Dec2008 Category: Finance & Investment View(19) EasyPublish(7)
- Choose a Credit Card That Fits Your Credit Needs and Lifestyle!
It may seem most credit cards have the same features and benefits, but there are important differences. Consumers should read the card offers carefully and apply only for the ones meeting their credit needs and lifestyle. By becoming familiar with basic credit card terms, you can save time, money and aggravation while taking full advantage of Intro APR offers, reward programs and other features and benefits. Date of Article: 31Dec2008 Category: Finance & Investment View(30) EasyPublish(9)
- Four Easy Ways to Avoid Credit Card Debt
Having a credit card can be a smart financial tool. Yet every year, many consumers find themselves facing high balances and a growing amount of credit card debt. If you're concerned about debt problems, there's good news for you: with a few steps, you can stay ahead financially. Here are some ways to help you avoid credit card debt. Date of Article: 31Dec2008 Category: Finance & Investment View(4) EasyPublish(9)
- Student Credit Cards - Use Them, Don't Abuse Them
Once you start college, you'll enter the adult-world in many areas, including the world of credit. Today, companies offer credit cards specifically designed for you, the college student. And while these cards give you a chance to access and manage a line of credit, they also have potential downfalls. Date of Article: 31Dec2008 Category: Finance & Investment View(15) EasyPublish(8)
- How to Apply for a Credit Card after Bankruptcy
It can be hard to get back on your financial feet after bankruptcy. As you start working on rebuilding credit, applying for a card will be an important issue. There are many options available for those with a less than perfect credit rating. Finding the right one, however, takes some time and effort. Here are a number of steps to follow to make sure you get the right card after bankruptcy. Date of Article: 01Dec2008 Category: Finance & Investment View(86) EasyPublish(66)
- Credit Cards and the Holidays: How to get through Debt Free
The holidays are coming up, and that means big spending and high credit card debt for many Americans. If you want to enjoy the season, but are worried about paying for it all, here's some good news: you can get through December and be debt free. With a little planning, you can avoid high credit card bills in January. Here's how: Date of Article: 18Nov2008 Category: Finance & Investment View(44) EasyPublish(31)
- Visa or MasterCard: What is the Difference?
Start shopping for a new credit card, and you'll quickly find that the vast majority carry the name Visa or MasterCard on them. Trying to figure out which of these names implies a better deal can be confusing. If you're struggling to sort out the differences between Visa and MasterCard, you're not alone. Read on for an inside look at these credit companies and what they mean for you. Date of Article: 28Oct2008 Category: Finance & Investment View(78) EasyPublish(64)
- Credit Cards and the Credit Crunch: 5 Steps to Manage your Cards Wisely
Let's look at one market that is changing due to the current economy: credit cards. Just how have credit cards been affected? For starters, companies are tightening up their standards and lines of credit. In some cases, this means sending out fewer applications, especially to those that earn less than $50,000 a year. It also has led companies to increase their interest rates and decrease the limits available to cardholders. Date of Article: 27Oct2008 Category: Finance & Investment View(79) EasyPublish(40)
- Top Low Interest Rate Credit Cards
If you regularly carry a balance, a low interest rate credit card may be a good investment. These cards do not usually have as many bells and whistles as others, but the low rate provides you with valuable savings. Low interest rate credit cards allow you to manage your balance without shelling out hundreds of dollars in interest fees. Here's a look at three to consider. Date of Article: 27Oct2008 Category: Finance & Investment View(79) EasyPublish(64)
- Discover Credit Cards - The Best Discover Cards in Review
The name Discover is often associated with the top credit card issuers in the United States. Since the Discover card was first introduced in 1985, customers have been drawn to its various reward programs. Following is a closer look at a few of Discover's most popular credit card picks among consumers today. Date of Article: 13Oct2008 Category: Finance & Investment View(107) EasyPublish(85)
- Capital One Credit Cards - The Best Capital One Cards in Review
For more than two decades, Capital One has provided lines of credit to millions of consumers. Originally started in 1988, this Virginia-based company specializes in credit cards and other financial services. And it offers cards for consumers on all different levels, from fair credit to those looking for platinum benefits. Here's a closer look at three of the cards Capital One offers. Date of Article: 12Oct2008 Category: Finance & Investment View(158) EasyPublish(93)
- Advanta Offers More Options for Small Business Owners
If you're a small business owner, chances are you need a line of credit. With the current economy the way it is, getting credit and keeping it can be harder than ever. If you don't have a business credit card, it may be time to get one. And if you do, take a moment to consider whether or not you're getting the best deal from it. Date of Article: 01Oct2008 Category: Finance & Investment View(100) EasyPublish(78)
- Citi Diamond Preferred Card: In Review
When looking for a new credit card, it can be confusing to sort through all of the fine print. Most cards highlight the benefits that are included, but the downsides are not always as obvious. Like many others, the Citi Diamond Preferred Card comes with both advantages and disadvantages. Here's a breakdown of its features to help you decide whether or not to apply for one. Date of Article: 24Sep2008 Category: Finance & Investment View(190) EasyPublish(94)
- Citibank Credit Cards: Three to Consider
Citibank is among the leaders when it comes to issuing credit cards. With years of experience in the industry, this company regularly offers consumers a wide variety of options to choose from. Following are three Citibank selections that you're likely to come across the next time you hunt for a credit card. Read through the summaries to see if one of them is right for you. Date of Article: 23Sep2008 Category: Finance & Investment View(141) EasyPublish(112)
- 0% APR Credit Cards: Are They Right for You?
As you look for a new credit card, you'll find that many offer a feature known as 0% APR. This means you will not be charged interest for a certain period of time after you sign up for the card. Is this condition worthwhile? Or should you be searching for other benefits? Read on to learn what's involved in 0% APR offers, the advantages of them, and whether or not they are the right pick to add to your credit card collection. Date of Article: 23Sep2008 Category: Finance & Investment View(116) EasyPublish(108)
- Airline Rewards Credit Cards: Lower Your Cost of Travel
With travel costs on the rise, it pays to look around for a good deal before booking your next flight. And a good deal is exactly what you'll find with an airline rewards credit card. By applying for one and using it on a regular basis, you can save hundreds of dollars on airfare. Here's how to make the most of airline rewards credit cards. Date of Article: 23Sep2008 Category: Finance & Investment View(111) EasyPublish(72)
- 5 Sure Ways to Improve Your Credit Score
A low credit score does not mean your credit days are over. You may not be able to take out a loan or get certain credit cards, but you can start taking steps to improve your credit rating right away. Over time, lenders will notice your changed behavior and offer you more financial options. Follow these guidelines and your score will improve in no time. Date of Article: 22Sep2008 Category: Finance & Investment View(117) EasyPublish(80)
- Check Your Credit Regularly to Minimize the Risk of Identity Fraud
Every year, the cost of credit card fraud comes to billions of dollars. While this may seem like a large amount, numerous organizations report that crimes related to credit cards are one the rise. The increased use of the Internet has opened additional opportunities for thieves to access your account. And more people are using credit cards, which gives criminals more chances to steal valuable information. Date of Article: 21Sep2008 Category: Finance & Investment View(107) EasyPublish(71)
- How to Manage Your Credit Cards
In today's media-minded world, credit cards sometimes get a bad rep. Hearing about the dangers of credit card debt doesn't mean you should throw all your cards away, however. The key to getting the most out of your plastic is to manage it wisely. Follow these tips and you'll not only stay out of debt, you'll also enjoy extra benefits. Date of Article: 20Sep2008 Category: Finance & Investment View(122) EasyPublish(78)
- What's your FICO Score Today?
Your FICO score is a term used to measure your overall credit worthiness. It is based on the information provided in your credit report. The report, in turn, reveals information about your past and present payment patterns. It also lists details regarding your credit history and the different forms of credit you currently have. Date of Article: 25Aug2008 Category: Finance & Investment View(124) EasyPublish(75)
- Credit Card Fraud is on the Rise
Credit card fraud has increased significantly in recent years, according to law enforcement officials and consumer protection organizations like the Public Interest Research Group and Privacy Rights Clearinghouse. More consumers own credit cards now than in the past, and criminals are constantly looking for new ways to tap into accounts. All of this means cardholders need to protect their credit cards now more than ever before. Date of Article: 24Aug2008 Category: Finance & Investment View(140) EasyPublish(104)
- Bad Credit Credit Cards Can Help Rebuild Your Credit
If you have a low credit score, you're not alone. Millions of Americans have run into problems with debt. The good news is that there are certain steps you can take to rebuild your score. And you can even use a credit card to do so. Bad credit credit cards are designed to help you move forward and put your financial history where it should be: in the past. Date of Article: 07Aug2008 Category: Finance & Investment View(127) EasyPublish(88)
- Balance Transfer Credit Cards: Get the Most from Your Balance Transfer
Do you have a nagging balance on one of your credit cards? Did you know you can pay it off, and save hundreds of dollars at the same time? A balance transfer credit card will help you do just that. This type of card lets you bring over an existing balance or loan and pay it off at a lower interest rate. Here’s how to get the most out of a balance transfer credit card. Date of Article: 06Aug2008 Category: Finance & Investment View(101) EasyPublish(91)
- Gas Rewards Credit Cards: The Answer to High Gas Prices
With gas prices on the rise, filling up at the pump can be a painful experience. To give your wallet a break, consider applying for a gas rewards credit card. These cards can help you save valuable dollars on fuel, and many throw in extra benefits as well. Date of Article: 05Aug2008 Category: Finance & Investment View(98) EasyPublish(97)
- Cash Back Credit Cards: Let Your Credit Cards Pay You
Want to receive cash every time you swipe your credit card? That's exactly what you'll get with a cash back credit card. This type of credit card is designed to give you rewards in the form of dollars. All you need to do is use the card. Sound like a good deal? It is. Here's what you need to know about cash back credit cards. Date of Article: 23Jul2008 Category: Finance & Investment View(164) EasyPublish(102)
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