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Citibank is among the leaders when it comes to issuing credit cards. With years of experience in the industry, this company regularly offers consumers a wide variety of options to choose from. Following are three Citibank selections that you're likely to come across the next time you hunt for a credit card. Read through the summaries to see if one of them is right for you.
Citi Diamond Preferred Card
A popular choice among consumers, this card offers a low regular interest rate and has no annual fee. Applicants also receive up to 12 months of 0% APR, during which time balance transfers and purchases will not accrue interest. If you have good credit or better, you'll be approved for this card.
In addition to low fees and interest rates, the Citi Diamond Preferred Card offers some additional services. Cardholders will receive fraud protection services, as well as travel and auto rental insurance coverage. Online account access is also included, making it easy to keep track of statements and set up payments.
Citi Platinum Select Card
If you're on the lookout for a low interest rate and platinum benefits, this might be the right choice. The Citi Platinum Select Card offers a regular interest rate that can be as low as 8.49%. This low rate is granted according to your credit history and application. In some cases, the APR may be 12.49% or 16.49%, depending on your background. Overall, however, this card offers lower rates compared to others in similar categories.
As far as platinum characteristics, cardholders will receive a variety of services, including protection from fraud and insurance for car rentals. Among other benefits, you'll be able to receive up to $1,000,000 in travel accident insurance, as well as other benefits. This card comes with an initial 0% APR for up to 12 months. It has no annual fees included.
Citi mtvU Platinum Select Visa Card for College Students
In spite of its rather long, complicated name, this card offers solid benefits for college students. To start with, consumers will earn 5 reward points, called ThankYou Points, for each dollar they spend at certain places, including restaurants and bookstores. Regular purchases will earn 1 ThankYou Point. These can then be applied toward gift cards, MTV events, and airline tickets.
This card also offers a number of unique ways to earn points. For paying on time, you'll be rewarded with 25 ThankYou Points. You can also earn between 250 and 2,000 points twice a year for maintaining a high GPA.
Besides the rewards program, this card has no annual fee and comes with an initial 0% APR on purchases, balance transfers, and cash advances. For those going to school with good credit, this may be a smart option.
When looking for a credit card, it is important to evaluate the various offers that you'll find. If you're interested in a Citibank credit card, consider starting your search by reviewing these three cards. You may find that one of these, or a different Citibank option, works well for your situation.
Click Here To Find Citibank Credit Cards Offers . Stephanie Andrews is a contributing editor of the website www.CreditCardCity.com , a credit card directory where you can apply for a new credit card with secure online applications. Visit now to compare all of the best online credit card offers.
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