http://www.submityourarticle.com/articles/Ray-Prince-1418 The latest quality free reprint articles from Ray Prince at SubmitYOURArticle.com Sat, 18 Feb 2012 15:58:00 +0000 Today I want to look at how emotions can influence an investor when making decisions on their investments. This subject has been discussed in depth over the years and is now known as Behavioural Finance. Essentially, the concept behind this is that whenever emotions get involved, investors can get hurt (not physically, of course!) http://articles.submityourarticle.com/Ray-Prince-1418/Investors-251750.php Fri, 10 Feb 2012 00:00:00 +0000 We held a Retirement Seminar for dentists at our office recently. This being part of an ongoing series of educational talks and workshops to several groups of dentists in the north, and which also takes us to North Wales next year. It was good to see familiar faces in attendance, as well as new, with specialist dental accountant Alan Suggett also chipping in with a slot on the value of Practices and the complexity of Incorporation. http://articles.submityourarticle.com/Ray-Prince-1418/cash-flow-243195.php Sat, 04 Feb 2012 12:18:17 +0000 Offset mortgages can be very tax efficient. However, if interest rates rise offset mortgages will lose some of their appeal. Borrowers should therefore take advantage of low rates of interest while they can. There is little doubt that an offset mortgage can be a very effective way of repaying a house purchase loan for a higher/additional rate taxpayer. http://www.submityourarticle.com/articles/Ray-Prince-1418/Offset-Mortgages-239074.php Sat, 14 Jan 2012 12:58:00 +0000 Look out for Financial Planning Week, coming w/c 21st November. This campaign is promoted by The Institute of Financial Planning (IFP) with the aim to raise awareness of how important Financial Planning is to people's lives. The IFP say: "Putting some simple financial plans in place and making some smart decisions to help achieve your goals and dreams in life is the first step towards really taking control of your life http://www.submityourarticle.com/articles/Ray-Prince-1418/Financial-Planning-Week-233441.php Mon, 19 Dec 2011 23:41:27 +0000 The Junior ISA will be launched on November 1, 2011 and the government estimates that 6m children will become eligible to contribute, with a further 800,000 a year after that. As you're probably aware, the child trust fund (CTF) was closed to children born after January 2, 2011. The Junior ISA is a replacement for the CTF. Let's look at some of the 'key features' of the Junior ISA, as well as some of the pros and cons. http://www.submityourarticle.com/articles/Ray-Prince-1418/junior-isas-215064.php Thu, 20 Oct 2011 09:15:32 +0000 Recently we've touched on the subject of happiness, and what is needed to be happy. We've also mentioned the fact that, generally, people can start to really think about living the life they love and want if they are financially secure, and feel in control of their lives. After all, it's difficult to plan for the next 20 years thinking lovely things if your daily life is all about struggle, worry and survival. http://www.submityourarticle.com/articles/Ray-Prince-1418/nhs-pension-192142.php Thu, 28 Jul 2011 07:13:29 +0000 This was the title of an article that appeared in one of the 'trade mags' we receive, New Model Adviser. This publication was launched a few years ago to cater for the emerging breed of fee based planners that were seen to be the future, rather than the old fashioned product salespeople that have dominated the financial services landscape. http://www.submityourarticle.com/articles/Ray-Prince-1418/Financial-Planning-181478.php Sun, 12 Jun 2011 01:51:45 +0000 All dentists have a number of important decisions to make when planning their financial future, such as: Should I invest more into pensions?, What is the best mortgage available?, I've sold the practice, what do I do with the realised capital? Unfortunately, some dentists forget to put in place what is probably the most important component of their financial jigsaw: income protection. This is part 2 of a 2-part article series on this topic. http://www.submityourarticle.com/articles/Ray-Prince-1418/income-protection-174536.php Sat, 07 May 2011 18:31:09 +0000 All dentists have a number of important decisions to make when planning their financial future, such as: - Should I invest more into pensions? - What is the best mortgage available? - I've sold the practice - what do I do with the realised capital? Unfortunately, some dentists forget to put in place what is probably the most important component of their financial jigsaw: income protection. This is part 1 of a 2-part article series on this topic. http://www.submityourarticle.com/articles/Ray-Prince-1418/income-protection-173129.php Tue, 03 May 2011 11:52:02 +0000 As Financial Planners and Wealth Managers, we take our role in managing risk for clients very seriously. After all, we talk about the small (but very big) word TRUST all the time when we examine why a client will choose to put their faith, and money, with us. Of course, risk is ever more topical at the moment what with the terrible tragedy of the earthquake in Japan, the Libya conflict and massive unrest in many Arab countries. http://www.submityourarticle.com/articles/Ray-Prince-1418/Investment-Risk-174525.php Mon, 04 Apr 2011 12:46:10 +0000