http://www.submityourarticle.com/articles/Amy-Danise-3364 The latest quality free reprint articles from Amy Danise at SubmitYOURArticle.com Wed, 20 Aug 2008 12:35:13 +0100 If all of our neighbors would just drive even less, we'd get lower auto insurance rates. When Americans spend less time on the road, the frequency of auto accidents declines. And when auto accidents go down, so do claims on auto insurance. That gets the ball rolling: When auto insurance companies see their costs on claims declining steadily, they typically respond to market conditions by lowering their auto insurance quotes. http://www.submityourarticle.com/articles/Amy-Danise-3364/auto-insurance-34820.php Mon, 23 Jun 2008 18:46:05 +0100 If you'd like to have term life insurance in place to provide for beneficiaries yet you're confident you'll outlive the life insurance policy, you now have many options for "return of premium" (ROP) term life insurance. Under this type of life insurance policy, if no death benefit has been paid by the end of your life insurance term, you receive all your premiums back. http://www.submityourarticle.com/articles/Amy-Danise-3364/life-insurance-34819.php Fri, 20 Jun 2008 05:59:08 +0100 Pets ride in cars all the time, but what if they're injured in a car accident? Whose car insurance company pays to treat their injuries? The answer depends on the cause of the accident. http://www.submityourarticle.com/articles/Amy-Danise-3364/car-insurance-34818.php Thu, 19 Jun 2008 06:15:08 +0100 From lowering your insurance premiums to adding a teen driver to your policy, buying car insurance can be a confusing, overwhelming, and expensive process. However, it is a necessary part of life, and can save you a lot of stress and money in the future. It may seem like a daunting task, but there is an easier way to shop for car insurance quotes and rates. http://www.submityourarticle.com/articles/Amy-Danise-3364/car-insurance-34377.php Fri, 13 Jun 2008 04:55:08 +0100 With over 6 million auto accidents per year in the United States alone, there's a good chance that you or someone close to you will be involved in an auto accident at some point. Having auto insurance is a great way to be prepared for an auto accident. When shopping for auto insurance, it's important to look at auto insurance rates and quotes and do some comparing. http://www.submityourarticle.com/articles/Amy-Danise-3364/auto-insurance-34375.php Thu, 12 Jun 2008 17:36:15 +0100 Not everything in life works out, including, sometimes, life insurance policies. If you stop paying premiums, your life insurance policy lapses — meaning coverage ends. If you stop paying for a term life insurance policy and exceed the insurer's grace period (possibly 30 days), your policy lapses. http://www.submityourarticle.com/articles/Amy-Danise-3364/life-insurance-33252.php Tue, 27 May 2008 21:45:07 +0100 There are three main ways a new life insurance policy is priced: Underwritten policies are those where you answer questions on your personal and family medical history and undergo a medical exam arranged by the insurance company; a simplified issue life insurance policy application asks you some medical questions but does not require a medical exam; and a guaranteed issue life insurance policy requires no questions and no medical exam. http://www.submityourarticle.com/articles/Amy-Danise-3364/life-insurance-32997.php Fri, 23 May 2008 05:05:10 +0100 Perhaps you've loaded up on insurance: high limits on car insurance, home and flood insurance, and ample life insurance. But even these coverages can't account for every disaster in life. To further protect your assets, there's umbrella insurance. http://www.submityourarticle.com/articles/Amy-Danise-3364/umbrella-insurance-32996.php Thu, 22 May 2008 17:00:13 +0100 Want to save money on your car insurance? Here are suggestions from the Insurance Information Institute (III). http://www.submityourarticle.com/articles/Amy-Danise-3364/auto-insurance-32340.php Sat, 17 May 2008 05:55:07 +0100 If there's anything that could drive your car insurance cost sky-high it's a drunk-driving (DUI) conviction. According to the Insurance Information Institute, there is an alcohol-related traffic fatality in the United States every 29 minutes. Aside from the risk of killing yourself and others, drunk driving carries with it serious penalties from your car insurance company. http://www.submityourarticle.com/articles/Amy-Danise-3364/car-insurance-32118.php Fri, 16 May 2008 10:16:06 +0100